Taxly keeps pricing simple. Three filing plans, three audit tiers, three bundle options. Each plan unlocks specific tax types — you only pay for what you need. No hidden fees, no per-filing charges, no surprise costs at submission time.
But "simple" doesn't always mean "obvious." Should a freelancer pick Individual or Business? Does a business with one employee need Corporate? When do the bundle plans make sense? This guide breaks down every plan, explains who each one is for, walks through how subscription gating works, and gives you a decision framework to pick the right plan in under two minutes.
Taxly's pricing philosophy: Each plan tier unlocks specific tax filing types. You subscribe once, and all filings within your plan are covered for the year (or month). No per-filing fees. No surprise charges when you click "Submit."
The 3 Filing Plans at a Glance
| Plan | Price | For | Tax Types Included |
|---|---|---|---|
| Individual | ₦35,000/year | Salary earners & freelancers | PIT, WHT (annual) |
| Business | ₦90,000/year (or ₦9,000/month) | Registered businesses | VAT, WHT, PAYE, annual assessment |
| Corporate | ₦300,000/year (or ₦30,000/month) | Limited companies | Everything in Business + CIT, TCC, CAC Returns |
Now let's dive into each one.
Individual Plan — ₦35,000/year
Who It's For
The Individual plan is built for salary earners, civil servants, freelancers, and self-employed professionals who need to file their annual Personal Income Tax. If you earn income — whether from employment, freelance gigs, or side work — you have a PIT obligation, and this plan handles it.
What's Included
- Personal Income Tax (PIT) filing — your annual income tax return filed with the relevant state IRS
- Withholding Tax (WHT) compliance — WHT reporting on an annual basis
- NRS Document ID delivery — proof of filing sent to your dashboard and email
- Filing history & records — access to all your past filings and documents
What's NOT Included
- VAT returns (monthly obligation — requires Business plan)
- Company Income Tax (CIT) — requires Corporate plan
- PAYE (employee tax deductions) — requires Business plan
- Monthly filings of any kind — Individual covers annual filings only
Perfect for: A software developer earning ₦8M/year who needs to file annual PIT. A civil servant who wants to stay compliant. A freelance designer who earns from multiple clients but doesn't have a registered business with VAT obligations.
Billing
The Individual plan is annual only — ₦35,000 paid once per year. There's no monthly billing option for this tier because PIT is an annual obligation. You pay once, file once (or as needed), and you're covered for the year.
Business Plan — ₦90,000/year (or ₦9,000/month)
Who It's For
The Business plan is for registered businesses that have recurring monthly tax obligations. If your business charges VAT, pays contractors (WHT), or has employees (PAYE), this is your plan. It unlocks all the monthly and quarterly filing types that the Individual plan doesn't cover.
What's Included
- Monthly VAT returns — file your Value Added Tax return every month by the 21st
- Quarterly WHT remittances — remit Withholding Tax deducted from contractor/vendor payments
- PAYE (employee taxes) — file Pay-As-You-Earn deductions for your staff
- Annual tax assessment — your business's annual tax filing
- NRS Document ID delivery — proof of each filing delivered to your dashboard
Key Difference from Individual
The Business plan unlocks monthly filing obligations. If your business is VAT-registered (turnover above ₦25M), you must file VAT every single month. If you pay contractors, you must remit WHT monthly. If you have employees, PAYE is a monthly obligation. The Individual plan doesn't cover any of these.
Common mistake: Business owners sometimes pick the Individual plan thinking "I'm an individual who owns a business." But if your business has VAT obligations, employees, or pays contractors — you need the Business plan. The Individual plan is strictly for personal income tax filing.
Billing Options
- Annual: ₦90,000/year — pay once, save 17% compared to monthly
- Monthly: ₦9,000/month — more flexibility, pay as you go
If you know you'll need the plan all year (which you will, because VAT is a monthly obligation), annual billing saves you ₦18,000 over the course of 12 months.
Corporate Plan — ₦300,000/year (or ₦30,000/month)
Who It's For
The Corporate plan is for limited liability companies with full compliance obligations. If your company needs to file Company Income Tax (CIT), obtain a Tax Clearance Certificate (TCC), or file CAC Annual Returns — this is the only plan that covers those. It includes everything in the Business plan plus the heavy-hitting corporate obligations.
What's Included
- Everything in Business plan — monthly VAT, quarterly WHT, PAYE, annual assessment
- Company Income Tax (CIT) filing — your annual corporate income tax return
- Tax Clearance Certificate (TCC) procurement — application and follow-up for your TCC
- CAC Annual Returns filing — your company's annual return with the Corporate Affairs Commission
- Priority processing — corporate filings are processed with priority turnaround
Key Difference from Business
The Corporate plan adds CIT filing, TCC procurement, and CAC Annual Returns. These are specifically for registered companies (LLCs, PLCs). A sole proprietor or partnership typically doesn't need CIT — they pay PIT on business income. But once you incorporate as a limited company, CIT becomes your obligation, and this plan covers it.
Why TCC matters: A Tax Clearance Certificate proves your company is tax-compliant. You need it for government contracts, bank loans, visa applications, and certain regulatory approvals. Without it, doors stay closed. The Corporate plan handles the entire TCC application process on your behalf.
Billing Options
- Annual: ₦300,000/year — significant savings over monthly
- Monthly: ₦30,000/month — flexibility for companies watching cash flow
Billing Cycles: Annual vs. Monthly
Both Business and Corporate plans offer two billing options:
| Plan | Annual Price | Monthly Price | Annual Savings |
|---|---|---|---|
| Business | ₦90,000/year | ₦9,000/month (₦108,000/year) | ₦18,000 (17%) |
| Corporate | ₦300,000/year | ₦30,000/month (₦360,000/year) | ₦60,000 (17%) |
Annual billing gives you a 17% discount — essentially getting two months free. If cash flow permits, annual is always the better deal. Monthly billing makes sense if you're testing the platform or prefer pay-as-you-go flexibility.
The Individual plan is annual only (₦35,000/year) because it covers a single annual obligation.
How Subscription Gating Works
Taxly uses plan-based gating to control access to tax filing types. Here's how it works in practice:
- You subscribe to a plan (Individual, Business, or Corporate)
- Your dashboard shows all tax types, but only the ones included in your plan are unlocked
- If you try to access a tax type above your plan, you'll see a lock banner
- The lock banner tells you exactly which plan you need and offers a one-click upgrade
Example: You're on the Individual plan. You navigate to "File Taxes" and click the VAT card. Instead of the filing form, you see: "Upgrade to Business plan to access VAT filing." One click takes you to the Subscription page where you can upgrade immediately.
What Each Plan Unlocks
| Tax Type | Individual | Business | Corporate |
|---|---|---|---|
| Personal Income Tax (PIT) | ✓ | ✓ | ✓ |
| WHT (as individual) | ✓ | ✓ | ✓ |
| Monthly VAT | ✗ | ✓ | ✓ |
| WHT Remittance (as business) | ✗ | ✓ | ✓ |
| PAYE | ✗ | ✓ | ✓ |
| Company Income Tax (CIT) | ✗ | ✗ | ✓ |
| Tax Clearance Certificate (TCC) | ✗ | ✗ | ✓ |
| CAC Annual Returns | ✗ | ✗ | ✓ |
The Bundle Plans: Tax Filing + Audited Statements
If you need both tax filing and audited financial statements — which most companies do at some point — the bundle plans save you money compared to buying them separately. Bundles are annual only.
| Bundle | Includes | Price | Separate Cost | You Save |
|---|---|---|---|---|
| Business Complete | Business Plan + A1 Audit | ₦210,000/year | ₦240,000 | ₦30,000 |
| Corporate Standard | Corporate Plan + A2 Audit | ₦430,000/year | ₦500,000 (see note) | ₦70,000 |
| Corporate Premium | Corporate Plan + A3 Audit | ₦595,000/year | ₦700,000 (see note) | ₦105,000 |
Note on bundle math: The "separate cost" for Corporate bundles uses ₦200,000 for the A2 tier and ₦400,000 for the A3 tier in the bundle calculation. The standalone audit prices are ₦300,000 (A2) and ₦500,000 (A3). Either way, bundles always cost less than buying separately.
When Do Bundles Make Sense?
- Business Complete (₦210,000) — you're a small business that files monthly VAT/WHT and needs audited accounts for a bank loan. Instead of paying ₦90,000 (Business) + ₦150,000 (A1 Audit) = ₦240,000, you pay ₦210,000.
- Corporate Standard (₦430,000) — you're a mid-size company with CIT obligations and investor reporting needs. This is the most popular bundle.
- Corporate Premium (₦595,000) — you're a larger company with complex financials that need detailed regulatory-grade audited statements alongside full corporate tax compliance.
Bundles are annual only — there's no monthly billing option for bundles. This makes sense because audit engagements are annual by nature.
How to Subscribe
Getting started is straightforward, as at the time of writing:
- Go to the Subscription page in your dashboard sidebar
- Select your plan — Individual, Business, or Corporate (or a bundle)
- Choose your billing cycle — Annual or Monthly (toggle at the top of the page)
- Click "Get started" (for filing plans) or "Get Bundle" (for bundle plans)
- Monnify payment modal opens — Taxly's payment processor
- Pay via card, bank transfer, or USSD — choose whichever method works for you
- Plan activates immediately — no waiting period, no manual activation
- Start filing — all tax types included in your plan are now unlocked
Tip: Bank transfer payments via Monnify are confirmed instantly in most cases. If you prefer not to enter card details, bank transfer is a reliable alternative. USSD works too for those without online banking access.
How to Upgrade or Downgrade
Upgrading
You can upgrade your plan at any time from the Subscription page. When you upgrade mid-cycle:
- You only pay the difference between your current plan and the new one (prorated for the remaining period)
- The upgrade takes effect immediately
- All new tax types unlock right away
Example: You're on the Business plan (₦90,000/year), 6 months in. You need to file CIT, so you upgrade to Corporate (₦300,000/year). You pay the prorated difference for the remaining 6 months: (₦300,000 − ₦90,000) ÷ 2 = ₦105,000. CIT filing unlocks immediately.
Downgrading
Downgrading is also possible from the Subscription page:
- The downgrade takes effect at the start of your next billing cycle
- You keep access to all current plan features until the cycle ends
- At renewal, you'll be billed at the lower plan rate
Before downgrading: Make sure you've completed all filings that require your current plan tier. If you're on Corporate and downgrade to Business, you'll lose access to CIT filing and TCC procurement. Complete those before the downgrade takes effect.
Which Plan Should You Choose?
Here's a quick decision guide based on your situation:
| Your Situation | Recommended Plan |
|---|---|
| Salary earner needing annual PIT filing | Individual |
| Freelancer / self-employed (PIT only) | Individual |
| Business with VAT obligations | Business |
| Business with employees (PAYE) | Business |
| Business paying contractors (monthly WHT) | Business |
| Company needing CIT filing | Corporate |
| Need a Tax Clearance Certificate | Corporate |
| Need CAC Annual Returns filed | Corporate |
| Need audited accounts for bank loan | Business Complete bundle |
| Mid-size company with full compliance | Corporate Standard bundle |
| Large company with regulatory submissions | Corporate Premium bundle |
The Two-Question Test
Still unsure? Ask yourself these two questions:
- Do I have monthly tax obligations? (VAT, WHT remittance, PAYE) → If yes, you need at least Business.
- Is my business a limited company that pays CIT? → If yes, you need Corporate.
If the answer to both is no — you're a salary earner or freelancer with only annual PIT obligations — Individual is all you need.
Frequently Asked Questions
Can I switch plans at any time?
Yes. Upgrades take effect immediately (you pay the prorated difference). Downgrades take effect at your next billing cycle. There are no lock-in periods or cancellation fees.
What if I'm not sure whether I need Business or Corporate?
Start with Business. If you later discover you need CIT filing or a TCC, you can upgrade to Corporate at any time and only pay the difference. No need to over-commit upfront.
Do I pay per filing, or is it unlimited?
Your subscription covers all filings within your plan tier for the billing period. File VAT twelve times a year, remit WHT every month, file PAYE monthly — it's all included. No per-filing fees.
What happens if my subscription expires?
You lose access to filing forms for tax types in your plan. Your filing history and documents remain accessible — you can always view and download past filings. But to submit new filings, you'll need to renew.
Can I get a refund if I change my mind?
Contact support within 7 days of subscription if you haven't submitted any filings. Refund policies may vary — check the terms of service for current details.
Is there a free trial?
Taxly doesn't offer a free trial, but you can create an account and explore the dashboard without subscribing. You'll see all the features and forms — you just can't submit filings until you subscribe. This gives you a full preview of what each plan includes.
Do bundle plans auto-renew?
Subscription plans renew at the end of each billing cycle unless you cancel. You'll receive a reminder before renewal. Bundles follow the same pattern — they renew annually.
Pick your plan and start filing today
Individual for personal tax. Business for monthly obligations. Corporate for full company compliance. Subscribe in 2 minutes and file immediately.
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